The Top Three Questions Asked about Bankruptcy.
Will it ruin my credit?
Most people believe that their credit report and their ability to get credit are one and the same. This is not true. Your credit report is the summary of your bill payment history. Your credit is your actual ability to borrow or buy on account.
Will I ever be able to buy a home?
After you are discharged from Bankruptcy and have saved a sufficient down payment, many mortgage companies will deal with you.
When does the Bankruptcy take effect?
The automatic stay takes effect immediately upon filing the Bankruptcy. Creditors are stopped from making collection efforts, garnishments stop and lawsuits are put on hold by the bankruptcy and usually can be discharged upon successful completion of the Plan.
For more answers, contact us today for your free consultation.
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